This video clarifies the nature of CCW insurance, explaining that services like USCCA, CCW SAFE, and US Law Shield are not traditional insurance policies but rather membership programs offering legal representation for firearm-related incidents. The description differentiates these from actual firearms liability insurance (e.g., Lockton Affinity) which covers civil settlements, bodily injury, and property damage. The video also briefly touches on umbrella policies from homeowners or renters insurance as another option. It highlights that CCW memberships typically cover legal fees and bond, sometimes loss of income, and may require using their network of lawyers. Actual insurance policies cover damages, not stolen firearms, and costs for both types of coverage are mentioned.
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